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loan amortization schedule in excel easy excel tutorial this example teaches you how to create a loan amortization schedule in excel 1 we use the pmt function to calculate the monthly payment on a loan with an annual interest rate of a 2 year duration and a present value amount borrowed of $20 000 loan amortization schedule templates office loan amortization schedule create a loan summary and payment schedule based on the terms of the initial loan with this loan amortization schedule template this is an accessible template how to prepare amortization schedule in excel 10 steps yes but it is a lot more work the schedule in this article was designed for a fixed payment amount with fixed interest and fixed payment periods you can change the formula of any cell to account for new information go to the first change in payment interest or period 28 tables to calculate loan amortization schedule excel the type of amortization schedule on excel depends on how frequently interest is pounded on the loan i e monthly weekly or daily depending on the type you can make payments accordingly on the basis of the pounding interest free excel amortization schedule templates smartsheet balloon loan amortization schedule template use this excel amortization schedule template to determine balloon payments a balloon payment is when you schedule payments so that your loan will be paid off in one large chunk at the end after a series of smaller payments are made to reduce the principal