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csrs & fers retirement calculator updated 8 13 2018 your annuity a defined benefit retirement plan is determined by the system you are in – csrs or fers years of service unused sick leave for both csrs and fers employees survivor annuity election and the benefits you elect to carry over to retirement all fers and some csrs retirees are also eligible to collect a social security benefit 401k calculator in a day when money is tight and people are not sure if they are going to be able to retire or not it is a good idea to be able to keep an eye on your retirement funds with a 401k calculator fers annuity calculator updated 9 1 2018 your basic fers retirement annuity is puted based on your length of service and "high 3" average pay the high 3 is calculated by adding your highest salary for three consecutive years then dividing the amount by three the best retirement calculators can i retire yet a curated list of the best available retirement calculators organized by fidelity platform and cost with notes on features the early retirement financial freedom spreadsheet after being inspired by jeremy’s early retirement story i decided to sit down and calculate once and for all how long it would take for us to retire early as well and by retire early i really mean “be financially independent” – ie not needing money anymore to survive whether you still want to work or not in a way i feel like i’m already retired since i’d be blogging as i am